Your Wealthiest
Chapter Starts Now

Most people don’t lack income they lack a plan. One conversation with us can show you exactly where you stand today and what it takes to get where you want to be. Your goals deserve more than good intentions.

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Know More. Grow More

I run a business in Jodhpur and for years, every rupee I earned went straight back into the business. Laxman ji helped me understand that personal wealth and business income need separate planning. Today I have a running SIP, a solid emergency fund, and a retirement plan things I never thought I'd have. The clarity he brings is something no bank advisor ever gave me.
Rohit Sharma
Exporter
As someone who earns in projects and freelance cycles, my income was never fixed which made me think investing wasn't really for me yet. Laxman sir changed that thinking completely. He built a flexible SIP plan around my irregular income and explained every step in plain language, no jargon. Six months in and I can already see my money moving in the right direction. Highly recommend him to every young professional in Jodhpur.
Saurabh Maheshwari
Web Developer
In the construction business, cash flow is unpredictable so I always assumed structured investing wasn't for me. Lakshya Finserv proved me wrong. Laxman ji designed a plan that works around my business cycle, not against it. Today I'm investing for both my children's education and my own retirement simultaneously. He's not just an advisor he's someone you trust with your family's future.
Raghav Parakh
Builder

Stories That Started With One Conversation

18 Years of Trust. One Mission Your Financial Freedom.

Lakshya Finserv was founded on a simple but powerful belief that every family in India deserves access to honest, expert financial guidance. Led by Laxman Singh Bhati, a seasoned financial advisor with over 18 years of hands-on experience, we have guided hundreds of clients through life’s most important financial decisions from their first SIP to a fully funded retirement. Our approach is never one size fits all we listen first, understand your goals deeply, and then build a strategy that grows with you. At Lakshya Finserv, our vision is to financially educate every client, and our mission is to create wealth that doesn’t just last a lifetime it passes on to the next generation.

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About Us

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Financial Calculators

Financial Calculators

Plan your investments, loans, and financial goals with precision.

SIP Calculator Mutual Funds
₹
Yr
%
Note: Returns shown are estimated. Mutual fund investments are subject to market risks.
Estimated Maturity Value
₹0
at maturity
Invested: ₹0
Est. Returns: ₹0
Total Invested₹0
Estimated Returns₹0
Total Corpus₹0
Loan EMI Calculator Home / Car / Personal
₹
%
Mo
Tip: Even a 1% lower interest rate can save lakhs over a long tenure.
Monthly EMI
₹0
per month
Principal: ₹0
Interest: ₹0
Principal Amount₹0
Total Interest₹0
Total Payable₹0
FD / RD Calculator Fixed Deposit
₹
%
Yr
Compounding: Quarterly compounding used. Effective rate = (1 + r/4)^4 - 1.
Maturity Amount
₹0
at maturity
Principal₹0
Interest Earned₹0
Maturity Amount₹0
Effective Annual Rate0%
PPF / EPF Calculator Provident Fund
₹
%
Yr
PPF Current Rate: 7.1% p.a. (Q1 2025-26). Maximum annual investment: ₹1.5 Lakh. Tax-free under EEE status.
Maturity Amount
₹0
at maturity
Total Deposited₹0
Interest Earned₹0
Maturity Amount₹0
Sukanya Samriddhi Yojana SSY
₹
Yr
Current Rate: 8.2% p.a. Deposit for 15 years from account opening. Matures at age 21. Tax-free (EEE).
Maturity Amount (at age 21)
₹0
tax-free corpus
Total Deposited₹0
Interest Earned₹0
Maturity Amount₹0
Deposit Period15 years
Lock-in Till—
ULIP / Bond Calculator Market-linked
₹
%
Yr
Note: ULIPs have charges (mortality, fund management). Actual returns may be 1-2% lower than market returns.
Estimated Fund Value
₹0
at maturity
Total Premium Paid₹0
Estimated Returns₹0
Fund Value₹0
CAGR Calculator Stock / Fund Analysis
₹
₹
Yr
Formula: CAGR = (Final / Initial)^(1/n) − 1  |  Rolling returns show consistency across periods.
CAGR
0%
compounded annual growth rate
Initial Value₹0
Final Value₹0
Absolute Return0%
Gain / Loss₹0
SWP / Retirement Calculator Systematic Withdrawal
₹
₹
%
Note: Assumes the corpus is invested in a balanced fund earning the given return post-retirement.
Corpus Lasts For
0 Years
at current withdrawal rate
Monthly Withdrawal₹0
Annual Withdrawal₹0
Corpus Needed (Safe Rate 4%)₹0
Education Goal Calculator Child's Future
₹
Yr
%
Inflation: Education costs grow ~8-10% annually. Factor this into your goal amount.
Required Monthly SIP
₹0
per month to reach goal
Goal Amount₹0
Upfront Lumpsum₹0
Monthly SIP Required₹0
Lumpsum Calculator One-time Investment
₹
%
Yr
Power of compounding: At 12% for 30 years, ₹1 Lakh becomes ₹29.96 Lakhs!
Future Value
₹0
at maturity
Invested Amount₹0
Wealth Gained₹0
Future Value₹0
Absolute Return0%

What Could Your Money Become?

Mutual Fund Investment

Expert curated mutual fund portfolios aligned to your risk profile, time horizon, and life goals so every rupee works harder for you.

Goal-Based Planning

Whether it's your child's education or your dream home, we map every goal to the right investment with a timeline and a plan.

Retirement Planning

Build a retirement corpus that sustains your lifestyle well beyond work because financial independence in old age is non-negotiable.

Tax Planning & Saving

Keep more of what you earn through smart, legal tax-saving strategies under Section 80C and beyond turning tax liability into long-term wealth.

Portfolio Management

Continuously monitored, rebalanced, and diversified your portfolio stays aligned with your goals no matter how markets move.

Financial Health Check

A 360° review of your income, savings, debts, and investments to identify gaps and build a clear roadmap toward your financial goals.

Wealth Isn't Luck, It's a Plan

Our commitment
The L.A.K.S.H

Our five promises to you

Listening

We understand your goals before we suggest anything.

Accountability

Regular reviews we stay answerable to your targets.

Knowledge

18 years of real-world financial advisory experience.

Simplicity

Complex markets. Plain language. Always.

Honesty

We tell you what your money needs not what sounds good.

  • The Only Direction We Know is Up  ↑  Your Portfolio. Your Goals. Your Future.  ↑  Keep Scrolling Up. Just Like Your Wealth. 
  • The Only Direction We Know is Up  ↑  Your Portfolio. Your Goals. Your Future.  ↑  Keep Scrolling Up. Just Like Your Wealth. 
  • The Only Direction We Know is Up  ↑  Your Portfolio. Your Goals. Your Future.  ↑  Keep Scrolling Up. Just Like Your Wealth. 
  • The Only Direction We Know is Up  ↑  Your Portfolio. Your Goals. Your Future.  ↑  Keep Scrolling Up. Just Like Your Wealth. 
  • The Only Direction We Know is Up  ↑  Your Portfolio. Your Goals. Your Future.  ↑  Keep Scrolling Up. Just Like Your Wealth. 
  • The Only Direction We Know is Up  ↑  Your Portfolio. Your Goals. Your Future.  ↑  Keep Scrolling Up. Just Like Your Wealth. 
  • The Only Direction We Know is Up  ↑  Your Portfolio. Your Goals. Your Future.  ↑  Keep Scrolling Up. Just Like Your Wealth. 
  • The Only Direction We Know is Up  ↑  Your Portfolio. Your Goals. Your Future.  ↑  Keep Scrolling Up. Just Like Your Wealth.